Disclaimer
Important information about our services and your coverage options.
Not a Government Agency
Yumi Health is a privately operated insurance advisory service. We are not a government agency, nor are we affiliated with or endorsed by any federal or state government entity. Our website and services are not connected to the federal Health Insurance Marketplace or any state exchange.
Not Affiliated with Medicare or CMS
Yumi Health is not affiliated with, endorsed by, or connected to the Centers for Medicare & Medicaid Services (CMS), the U.S. Department of Health and Human Services, or any other government agency. Medicare is a federal program. Our role is to help you understand and enroll in Medicare-related products through licensed agents.
Licensed Insurance Agents
All insurance agents in the Yumi Health network are licensed in the states where they operate and are appointed with the insurance carriers whose products they offer. Agent licensing and appointments are verified and monitored on an ongoing basis. Agents are bound by state and federal regulations governing the sale and marketing of insurance products.
No Guarantee of Coverage
Yumi Health and its agents do not guarantee that any particular insurance plan will be available to you, that you will qualify for any specific coverage, or that any plan will cover specific treatments, procedures, or medications. All insurance products are subject to the terms, conditions, exclusions, and limitations set by the issuing carrier. Enrollment is subject to underwriting approval where applicable.
Plans Vary by Location
Insurance plan availability, premiums, benefits, provider networks, and drug formularies vary significantly by state, county, and zip code. The plans, rates, and coverage options presented during your consultation are specific to your location and individual circumstances. Plan details are subject to change, and information provided is based on the most current data available at the time of your consultation.
Contact Us
If you have any questions about this disclaimer or our services, please do not hesitate to reach out.
Please note: The information provided on this website is for general informational purposes only and should not be construed as legal, tax, or financial advice. You should consult with qualified professionals for advice specific to your individual situation. Insurance coverage descriptions are summaries only — please refer to the actual plan documents for complete details on coverage, costs, and exclusions.