NJ FamilyCare (New Jersey Medicaid & CHIP)
New Jersey's Medicaid and Children's Health Insurance Program — free or low-cost comprehensive coverage for eligible residents.
About NJ FamilyCare (New Jersey Medicaid & CHIP)
NJ FamilyCare is New Jersey's combined Medicaid and CHIP program, jointly funded by the state and federal governments and administered by the NJ Department of Human Services. It provides comprehensive health coverage to children, parents, pregnant individuals, single adults, seniors, and people with disabilities who meet income and residency requirements.
Most NJ FamilyCare members get their care through one of the state-contracted Medicaid managed care organizations (MCOs). You pick an MCO when you enroll, and the MCO has its own provider network, pharmacy benefit, and care management programs.
There is no annual open enrollment for NJ FamilyCare — you can apply any time, and coverage can begin retroactively to the first day of the month you applied if you are eligible.
- Doctor visits and specialist care
- Hospital and emergency services
- Prescription drugs
- Behavioral health and substance use treatment
- Maternity and newborn care
- Pediatric well-child visits, dental, and vision
- Long-term services and supports for those who qualify
- Transportation to covered medical appointments
- Cosmetic procedures
- Experimental treatments not approved by the program
- Some adult dental and vision benefits are limited (rules change — verify on njfamilycare.org)
New Jersey residents who meet income limits set by household size and category (children, parents, pregnant people, adults under 65, seniors, people with disabilities); citizenship and immigration rules apply.
Most NJ FamilyCare members pay no monthly premium and no copays. Some children's CHIP families may have a small monthly contribution based on income. Confirm your category at njfamilycare.org or with a Yumi Health advisor.
When you can enroll
Carriers active in New Jersey
These carriers offer this product to New Jersey residents. We shop across them to find the right fit.
New Jersey counties served
Yumi Health helps residents in all 21 New Jersey counties.
Sources
Information last reviewed: 2026-04-07. Specific premiums, networks, and benefits change every plan year — talk to a Yumi Health advisor for the most current details.
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