Plans we help with

Federal hospital insurance that helps pay for inpatient hospital stays, skilled nursing facility care, hospice, and some home health.

Federal medical insurance that helps pay for doctor visits, outpatient care, preventive services, and durable medical equipment.

An all-in-one alternative to Original Medicare offered by private insurers — typically bundles Parts A, B, and D plus extra benefits.

Optional outpatient prescription drug coverage offered through private insurers approved by Medicare.

Standardized private policies that help pay your share of costs in Original Medicare — copays, coinsurance, and deductibles.

Individual and family health insurance sold through New Jersey's state-based marketplace, Get Covered NJ, with income-based subsidies.

New Jersey's Medicaid and Children's Health Insurance Program — free or low-cost comprehensive coverage for eligible residents.

Standalone dental coverage for preventive cleanings, basic procedures, and major restorative care.

Routine vision care benefits — eye exams, frames, lenses, and contact lens allowances.

Private insurance that pays for extended help with daily activities — home care, assisted living, or nursing home care — that medical insurance and Medicare do not cover.

Supplemental policy that pays a lump-sum cash benefit when you are admitted to the hospital, regardless of your medical insurance.

Supplemental coverage that pays a lump-sum cash benefit when you are diagnosed with cancer, heart attack, stroke, or other covered conditions.

Supplemental policy that pays cash benefits for injuries, treatments, and follow-up care after an accident.

Small whole-life insurance policy designed to cover funeral, burial, and end-of-life expenses.